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October 18, 2018

Earthquake Brace + Bolt Program Helps Owners Reduce Retrofit Costs

If you’re a homeowner thinking about doing a seismic upgrade on your property, you may be eligible for a $3,000 grant to offset costs—and be able to significantly lower your earthquake insurance cost.

The California Earthquake Authority (CEA) is currently promoting its Earthquake Brace + Bolt program, which reimburses qualified homeowners for up to $3,000 if they complete a building code-compliant seismic retrofit. Seismic retrofits reduce risk for older homes, and the work takes only one or two days to complete. Cost typically runs from $3,000-$6,000.

Here’s how the program works: Homeowners in certain high-seismic risk zip codes can sign up for a random drawing from October 9th through November 13th, 2018. Those drawn are eligible for a grant of up to $3,000 once they complete the retrofit.

To see if you qualify and to sign up for the drawing, go to You’ll also find a list of contractors by zip code who are trained to do this type of work.

The program has already helped more than 6,000 Californians retrofit their houses, and CEA will choose another 2,000 more in the upcoming drawing. If you’re a CEA policy holder, a big plus is that you may be able to reduce your earthquake insurance premium by up to 20% by completing the code-compliant retrofit.

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