TIC Lender Targets Noe Valley
Word on the street is that Marin-based Circle Bank is planning to open a branch on Noe Valley’s 24th Street. The bank reportedly believes the…
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Loans
Lending World Lurches On
We had quite a spirited discussion in the Pacific Union Market Watch meeting this morning about loans, escrows, and new lender regulations. In a nutshell,…
TICs Loans Available, But Affordable?
I’m being contacted regularly by buyers in the $400,000-$500,000 price range, who are exploring real estate purchase possibilities. Many such individuals have been renting for…
Seeking “Spot” Condos for FHA Loans
FHA loans are about the only ones out there these days that will let buyers put down less than 20%. In some cases, it’s possible…
Conforming Loans Lead the Way
Conforming loans are about the only option these days for those prospective buyers who have less than a 20% down payment. Though this loan amount…
FHA Loans Cover Condos
Though Federal Housing Administration (FHA) loans cover single-family homes and multi-unit buildings, these loans include condos, too. The loan amount maximum is $625,500, and you…
Lower Credit Score = Better Deal
Housing prices are softer, but you can get yourself an even better deal when it comes to a loan program if your credit score is…
Higher Conforming Loans Wind Down
Remember the economic stimulus act from earlier this year? Part of the deal was a temporary increase on the loan limit for mortgages backed by…