Loans
Buyers with low- to moderate incomes in The Bay Area can take advantage of loan programs that offer cash back and down payment assistance for home purchases located within specific Housing and Urban Development (HUD) census tracts.
Good news for buyers and sellers: Qualifying for a home loan just got easier.
It’s a good time to take a step back and consider where interest rates have been historically—-and how you can navigate the current market.
Seller credits for loan interest rate buydowns are creating purchase incentives in a challenging real estate market.
The appraisal report can make or break a sale.
Working with a local lender that knows the ins and outs of San Francisco real estate is key to having a smooth, successful transaction.
Taking out a loan after you pay cash for a property is a great way to get a jump on your competition, if that strategy is an option. This process is called “delayed purchase financing.”
If you’re intending to purchase a property in 2021, it’s important to note what documentation you’ll need to provide to the lender in order to get loan approval.
Don’t forget to include the cost of HOA dues when you’re getting preapproved for a loan.
One thing is for certain if you expect to write a competitive offer in the San Francisco market: You’ll want to fully preapproved for a loan…
Happy New Year! I am thrilled to be welcoming 2021 after such a challenging 2020. With a new year comes new goals. I’ve spent the…
Lenders are tightening their loan requirements in light of the corona chaos. Prospective home buyers are flocking to lenders in pursuit of those low interest…
If you’re interested in figuring out what you can afford in the San Francisco real estate market, the first step is getting fully preapproved for…
The government shutdown is indeed having an impact on San Francisco purchase loans and transactions. Several of my colleagues around town are reporting that lenders…
Tenancy-in-common (TIC) interests require what’s called fractional financing. You essentially have a loan on your interest in the property instead of sharing one loan with…