Here’s The Latest on Home Insurance in San Francisco
Getting home insurance has never been more challenging. Here’s what’s going on in San Francisco—and how you can navigate the insurance market to make sure your home purchase goes smoothly.
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Insurance
Here’s Your Home Insurance Primer
Getting insurance is a real blast these days in California. To make things a little easier, here are the 5 key coverage areas to compare when you’re shopping around for the policy on the home you’re buying.
Make Sure You Have Enough Dwelling Insurance Coverage
Don’t get caught with insufficient dwelling insurance. It’s a critical component of your policy that makes or breaks whether you can rebuild.
What The Heck is HO-6 Condo Insurance?
You’ll want to purchase a condo insurance policy to protect yourself from anything that might happen in your unit.
Earthquake Brace + Bolt Program Helps Owners Reduce Retrofit Costs
You may be eligible for a $3,000 grant to offset costs—and be able to significantly lower your earthquake insurance premium—if you’re planning to seismically upgrade your property.
Buy the Right Insurance for Short-Term Rentals
It’s critical to have the right insurance if you’re planning to lease your property as a short-term rental.
Should You Buy Earthquake Insurance?
Only about 12-15% of California homeowners have earthquake insurance. But it makes sense to buy that insurance in certain circumstances.
10 Reasons Why You Should Buy Title Insurance
One of the most expensive items on your home purchase closing statement is title insurance. Should you skip it?
New Law Requires Fidelity Bond Insurance for All HOAs
A new law took effect in 2019 that requires all homeowners associations (HOAs) to carry what’s called Fidelity Bond insurance. This policy basically protects the HOA from actions taken by board directors and officers, such as transferring money in and out of HOA accounts.